About this deal
The Hanseatic Bank GenialCard has quietly become one of the cards German travellers reach for, and the reason is simple: no annual fee and no surcharge for paying in foreign currency. When you buy something abroad or online in dollars, pounds or another currency, you are not handed the usual foreign-transaction markup that most everyday cards add. Over a two-week holiday, dodging that fee on every meal, ticket and shop adds up.
Who it fits best
- Travellers who spend regularly outside the eurozone and hate hidden FX fees
- Online shoppers buying from non-euro sites
- Anyone wanting a free Mastercard as a second card for trips
The honest caveat: fee-free purchases abroad are the strong point, but cash withdrawals and the exact conditions can differ, and like many free cards the default setting may be partial or flexible repayment that charges interest if a balance rolls over. Set it to pay off in full each month so the card stays genuinely free, and read the current terms for cash withdrawals before you rely on it at an ATM overseas.
What you get
- No annual fee
- Fee-free abroad
- Free cash worldwide
- Good for travel
How to get this deal
- Click the button below to go to the official Hanseatic Bank website.
- Check the current terms and eligibility directly on the provider’s page.
- Complete the sign-up or order there — the offer is applied on the provider’s site.