About this deal
The thing nobody tells you about dental cover is that you take it out before you need the crown, not after. Once a dentist has flagged a problem, most insurers either exclude that tooth or make you wait, so the smart move is to sign up while your mouth is boringly healthy and nothing is pending. HanseMerkur's Zahnzusatzversicherung is built for exactly that foresight, with strong reimbursement for the work that actually hurts the wallet: crowns, implants and dentures.
It also covers professional cleaning, which is the part you use every year rather than once a decade, and its tariffs are consistently well rated. That combination makes it a sensible pick for people who want their statutory health insurance topped up with real protection against a four-figure dental bill.
Best for
- People with healthy teeth who want to lock in cover early
- Anyone facing likely crowns or implants down the line
- Those who value covered cleanings as a regular perk
One honest caveat: dental top-ups usually ramp up their payout limits over the first few years, so cover is lower at the start and there are waiting periods. If you already know major treatment is coming next month, you are effectively too late for the full benefit. Take it out when you do not need it yet, and it quietly pays off when you finally do.
What you get
- High reimbursement
- Crowns & implants
- Cleaning covered
- Top-rated tariffs
How to get this deal
- Click the button below to go to the official HanseMerkur website.
- Check the current terms and eligibility directly on the provider’s page.
- Complete the sign-up or order there — the offer is applied on the provider’s site.