About this deal
Openbank is the fully online arm of Santander, one of Europe's largest banking groups. That backing matters when you are picking somewhere to park cash, because a Tagesgeld account is only as good as the bank standing behind it. Here you get a competitive daily-access rate with your money reachable at any time, plus deposit protection under the EU scheme covering up to 100,000 euros per person.
This is a sensible home for an emergency fund or for money you want to keep liquid but do not want sitting at zero percent in your current account. You transfer money in, it earns interest, and you can pull it back out whenever life demands it. No notice period, no lock-in.
Best for
- People who want a name-brand bank behind their savings rather than a small unknown institution
- Anyone keeping a rainy-day fund that must stay available at short notice
- Savers who prefer managing everything through a clean online banking app
One honest caveat: Tagesgeld rates are variable and move with the wider market, so whatever headline number attracts you today can be trimmed later without much warning. Openbank also sometimes runs higher promotional rates for new customers that step down after a few months, so read the fine print on how long the intro period lasts before you assume the rate is permanent.
What you get
- Competitive rate
- Daily availability
- Santander group
- EU deposit protection
How to get this deal
- Click the button below to go to the official Openbank website.
- Check the current terms and eligibility directly on the provider’s page.
- Complete the sign-up or order there — the offer is applied on the provider’s site.