About this deal
The clever thing about Trade Republic is not just the low trading costs. It is what happens to money that is sitting still. Cash you have not invested yet earns interest instead of dozing at zero, so the account works as a waiting room for your money rather than a dead end. You can park a bonus or a chunk of savings, collect a bit of yield, and move it into an ETF the moment you feel ready.
For actual investing, the pull is simplicity. ETF savings plans start from one euro, there are no custody fees eating into your returns, and your deposits fall under the usual protection scheme for cash. It is a phone-first setup that suits people who want to buy, hold and mostly forget, rather than trade all day.
Is it right for you?
- Best for: long-term ETF savers who also want their idle cash to earn something
- Watch out for: the interest rate is variable and can be trimmed at any time, so do not treat it as a fixed savings account
- Good to know: the trading menu is deliberately lean, so active traders may find it limiting
If you like the idea of one tidy app for both your ETF plan and your parked cash, it is well worth a look. Just check the current rate and any conditions before you assume the interest, since those numbers shift with the market.
What you get
- ETF savings plans from €1
- No custody fees
- Interest on cash
- €100k deposit protection
How to get this deal
- Click the button below to go to the official Trade Republic website.
- Check the current terms and eligibility directly on the provider’s page.
- Complete the sign-up or order there — the offer is applied on the provider’s site.