About this deal
WeltSparen, run by Raisin, solves an annoying problem: chasing the best fixed-deposit rate normally means opening a fresh account at every bank you find, each with its own forms and logins. Here you open one account with WeltSparen and from that single login you can move money into Festgeld and Tagesgeld offers from many partner banks across Europe. When one bank's rate looks better than your home bank's, you simply steer your cash there.
The real value is the marketplace view. Instead of trusting whatever your own bank happens to offer, you see competing rates side by side and can spread money across several banks and terms. Deposits are covered by the relevant national deposit guarantee scheme, typically up to 100,000 euros per bank, so splitting across institutions can also mean more of your total stays protected.
Best for
- Rate-chasers who want the best return without juggling ten separate logins
- Savers ready to lock money into Festgeld for a fixed term to earn more
- People wanting to spread larger sums across several protected banks
One honest caveat: many of the strongest rates come from banks in other EU countries, so your protection depends on that country's guarantee scheme rather than the German one. The schemes are broadly comparable, but it is worth knowing where your money actually sits. And once you commit to a Festgeld term, the cash is locked until it matures, so only park money you will not need in the meantime.
What you get
- Many banks compared
- Up to €100k protected
- One login
- Fixed & flexible terms
How to get this deal
- Click the button below to go to the official WeltSparen website.
- Check the current terms and eligibility directly on the provider’s page.
- Complete the sign-up or order there — the offer is applied on the provider’s site.