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Germany salary calculator 2026 (gross to net)

How much of your German salary is left? This calculator uses the official 2026 wage-tax algorithm (checked to the cent against the Federal Ministry of Finance calculator) and the 2026 social-security rates.

  • Official 2026 algorithm
  • All tax classes
  • 2026 social contributions
  • No sign-up

Gross-to-net salary calculator 2026

Income tax, solidarity surcharge and church tax follow the official 2026 wage-tax algorithm of the Federal Ministry of Finance (checked to the cent). Social contributions use the 2026 values for statutory insurance.

From gross to net

  1. STEP 01Income tax & surchargeDepends on tax class, child allowances and the insurance allowance; solidarity surcharge only at higher incomes.
  2. STEP 02Church tax8 % (Bavaria, Baden-Württemberg) or 9 % of income tax, if you are a registered church member.
  3. STEP 03Social contributionsHealth 7.3 % + half the additional rate, care 1.8 % (+0.6 % childless), pension 9.3 %, unemployment 1.3 % – up to the 2026 ceilings.
  4. STEP 04NetGross minus taxes minus social contributions.

FAQ

Q01Which tax class am I in?

Single: I; single parent: II; married: IV/IV or III/V; second job: VI.

Q02How accurate is it?

Income tax, solidarity surcharge and the church-tax base follow the official 2026 algorithm and match the ministry's calculator to the cent in our tests. Social contributions assume statutory insurance; the Midijob band is not modelled.